The Nerat ecosystem

One company. Every tool your business runs on.

Nerat builds the infrastructure Nigerian businesses run on. It starts with NeratPay — dedicated virtual accounts for every customer you have.

NeratPay is powered by Paystack's dedicated virtual account infrastructure

Search is coming soon. For now, switch on Marketing mode to explore Nerat below.

Our products

Built as one ecosystem, not separate tools

Live

NeratPay

Dedicated virtual accounts, real-time transaction tracking, and payouts for every customer you have.

Explore NeratPay →
In development

Nerat Insight

Analytics and visibility into how your business is actually running.

Coming soon

Nerat Subs

Subscription and recurring billing, built for how Nigerian businesses actually operate.

Why Nerat

Everything under one account, one team, one platform

01

One team building all of it

Every Nerat product is built and run by the same team, so they're designed to work together from day one.

02

One dashboard experience

Whichever Nerat product you use, you get the same clear, fast dashboard you already know.

03

Nigerian businesses, first

Built specifically for how Nigerian businesses actually operate — not adapted from somewhere else.

For developers

Built to integrate in an afternoon

Every Nerat product ships with a real, documented API. Here's what creating a dedicated virtual account with NeratPay looks like:

  • Simple bearer-token authentication
  • Signed webhooks for every event
  • Test mode with no real money involved
POST /api/virtual-accounts
Authorization:
  Bearer sk_live_••••••••••••

{
  "customerName": "Aisha Bello",
  "customerEmail": "[email protected]",
  "customerBvn": "•••••••••••"
}

Ready when you are

Start with NeratPay today.

NeratPay is live now. The rest of the Nerat ecosystem is on the way.